Terms of Service

Terms of Use & Disclaimer of Warranties

Please read the following terms of use & disclaimers of warranties and contact me should you have any questions. As used herein, the term DEBRAKRAFT.COM includes collectively Debra Kraft and her web site, www.debrakraft.com.

You expressly understand and agree that:

    1. Your use of the DEBRAKRAFT.COM website is at your sole risk. The service is provided on an “as is” and “as available” basis. DEBRAKRAFT.COM expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
    2. DEBRAKRAFT.COM makes no warranty that:
      1. The use of this web site will meet your requirements;
      2. The service will be uninterrupted, timely, secure, or error-free;
      3. The results that may be obtained from the use of this service will be accurate or reliable;
      4. The quality of any products, services, information, or other material purchased or obtained by you through the use of the website or directly through me will meet your expectations; and
      5. Any errors on the website will be corrected.
    3. Any material downloaded or otherwise obtained through the use of DEBRAKRAFT.COM is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download (automatic or manual) of any such material. DEBRAKRAFT.COM does not guarantee that this site or the server that makes our website material available are free of viruses or other harmful components. DEBRAKRAFT.COM does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise.
    4. You (and not DEBRAKRAFT.COM) assume the entire cost of all necessary servicing, repairs or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
    5. No advice or information, whether oral or written, obtained from DEBRAKRAFT.COM or through or from the service shall create any warranty not expressly stated in the “Terms & Conditions”.

Copyright And Ownership Of Intellectual Property

You expressly agree and understand that all images, text, designs, artwork and other intellectual property displayed or contained within this web site (IP) are exclusively owned or licensed by DEBRAKRAFT.COM. You are expressly prohibited from copying, appropriating or otherwise using the IP in any manner beyond this web site without the express written permission of Debra Kraft.

Limitation of Liability

You expressly understand and agree thatDEBRAKRAFT.COM shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to damages for loss of profits, goodwill, use, data or other intangible losses (even if DEBRAKRAFT.COM has been advised of the possibility of such damages), resulting from:

  1. The use or the inability to use the service;
  2. The cost of procurement of substitue goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from that service;
  3. Unauthorized access or alteration of your transmissions or data;
  4. Statements or conduct of any third part in the service; or
  5. Any other matter relating to the service.

Hyperlinks to other websites

On this website there may be hyperlinks to websites and services outside of the web domain of DEBRAKRAFT.COM. These outside sites are not affiliated with the web site of DEBRAKRAFT.COM and DEBRAKRAFT.COM is in no way responsible for the content or service provide by those sites, and the sites are not covered by the Terms & Conditions of the DEBRAKRAFT.COM web site. Visting those hyperlinks is done at your own risk and discretion.


You agree to indemnify, defend and hold harmless DEBRAKRAFT.COM, Debra Kraft, her, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

Your Acceptance of These Terms

By navigating and/or utilizing this website – any parts of it or in total, be it accidentally or with intent and for any length of time – you signify your assent to the DEBRAKRAFT.COM policy in its entirety. If you do not agree to this policy, please do not utilize/navigate the DEBRAKRAFT.COM website. These terms and conditions may be changed at any time, with or without notice. Your continued use/navigation of theDEBRAKRAFT.COM website following the posting of changes to these terms will mean you accept those changes.